Building Businesses.
Empowering Success.
Century Funding specializes in providing construction loans and bridge loans to borrowers building or transitioning into new homes across California. With a focus on flexible financing tailored to various property types, we streamline the lending process and reduce borrower costs.
Streamlined Lending Solutions
Our mission is to streamline the lending process, reduce borrower costs, and provide stable financing solutions in today's evolving real estate market. We achieve this through innovative loan products, transparent communication, and unwavering commitment to our clients.
By offering both One-Time Close and Two-Time Close construction loan options, we provide flexibility that meets the unique needs of each borrower—whether they prioritize cost savings, rate stability, or construction flexibility.
California's Trusted Lender
We envision becoming California's most trusted construction and bridge loan provider, known for our expertise in niche markets like barndominiums, modular homes, and manufactured housing.
Our three-year growth plan includes expanding bridge loan offerings, increasing loan volume by 30% annually, and eventually expanding into additional Western states while maintaining our commitment to quality and personalized service.
What Drives Us
Mission-Driven
Streamline the lending process, reduce borrower costs, and provide stable financing solutions in today's evolving real estate market.
Client-Focused
Build long-term relationships with builders, developers, and homeowners through transparent communication and personalized service.
Growth-Oriented
Sustainable expansion while maintaining risk management and adapting to market conditions with innovative loan products.
Trust & Integrity
Strict underwriting standards, builder verification, and compliance with FHA, VA, HUD, and Conventional lending guidelines.
Expert Leadership
Experienced professionals dedicated to delivering exceptional lending solutions and building lasting relationships.
Founder & CEO
Oversees lending operations, compliance, and market strategy with decades of California real estate experience.
Loan Officers
Educate borrowers on loan options, guide through application process, and ensure smooth transaction flow.
Underwriting Team
Evaluates borrower eligibility and project feasibility with rigorous standards and industry expertise.
Partnership Network
Licensed builders, appraisers, inspectors, and real estate agents ensuring quality and compliance.
Serving All of California
Century Funding is licensed to operate throughout California, providing construction loans, bridge loans, and fix-and-flip financing from San Diego to Sacramento, Los Angeles to the Bay Area.
Midway City, CA 92655