Our Services
Financing Solutions
Comprehensive lending programs designed for builders, developers, homeowners, and real estate investors.
Construction Loans
One-time and two-time close options for single-family homes, manufactured homes, modular homes, and barndominiums.
- Fixed rates available
- Single appraisal
- Interest reserve options
Bridge Loans
Short-term financing to bridge the gap between selling your current property and moving into a newly built one.
- Quick approval
- Flexible terms
- Up to 36 months
Fix & Flip Loans
Investor-focused financing based on After-Repair Value (ARV) with renovation holdback and milestone draws.
- Up to 85% LTC
- 65% ARV maximum
- Starting at 9.99%
Competitive Advantage
Why Choose
Century Funding
Single Closing
Reduced Fees
One Appraisal
Lower Costs
Interest Reserve
No Payments During Construction
Rate Lock
Stability & Predictability
Niche Markets
Barndominiums & Modular Homes
California Focus
Local Expertise
Our Mission: Streamline the lending process, reduce borrower costs, and provide stable financing solutions in today's evolving real estate market.